Comparison Chart

	Manufacturer Warranty	Extended Warranty	Good Sam CSP
* For CSP RVs can be 12 years or newer with less than 80,000 miles ** With CSP travel expenses include $100 per day for lodging, meals and possible rental car for 10 days if breakdown occurs 100+ miles from home. (RVers covered while traveling anywhwere in the U.S. or Canada.)
Included in the RV's purchase price	Yes	No	No
Available for both used and new RVs	Varies	Varies	*
Covers routine maintenance costs	No	No	No
Covers parts and labor	Varies	Yes
Charges deductible per occurrence(versus per item)	N/A	Varies
Includes emergency road service	No	Varies	No
Transferable (without fees)	Varies	No
Duration of coverage controlled by the customer	No	No
Customized Plans with Deductible Options	N/A	Varies
Freedom to Choose RV Repair Center	Varies	Varies
Overlaps other warranties	Varies	Varies	No
Increase in charges for usage	N/A	Varies	No
Regulated by insurance industry	No	Varies by state
Travel Expenses Covered	No	Varies	**
Backed by the Good Sam Club	No	No

What is a Manufacturer’s RV Warranty?

A manufacturer’s warranty guarantees that the manufacturer will fix repairs that stem from defective materials or improper manufacturing. Usually every RV comes with multiple warranties. Each individual component, like the refrigerator, can have its own specific warranty. Motorhomes, for example, typically  have two or more separate warranties—one for the coach and one or more for the chassis components.

What is an Extended Warranty?

An extended warranty, also known as a service contract or extended service contract, is sold separately by the dealership and covers components after the original manufacturer’s warranty expires. It can be backed by the Dealer or by the plan administrator. 

What to review in an Extended Warranty and Service Contract

• Cost of the service plan
• Term limits
• Exclusions (unless expressed explicitly, an item is not covered)
• Pre-approval process—is it realistic to follow authorization requirements when you’re on the road?
• Overlap of original warranty
• Deductibles and increases in charges for usage
• Transfer or cancellation fees if you sell your RV
• Restrictions on service locations
• Timeframe of eligibility to purchase service plan
• Who is the underwriter, if anyone?

What is Mechanical Breakdown Insurance?

CSP is not an RV warranty program; it is insurance against a mechanical breakdown. Similar to home owner’s insurance and automobile accident insurance, mechanical breakdown insurance is a policy written to cover parts, labor and repairs to vehicles.

CSP is strictly regulated and fully insured by an A-rated underwriter. It complies with stringent insurance regulations.

For vehicles still with manufacturer's warranty remaining, CSP seamlessly dovetails with the original manufacturer’s warranty. When each of the original manufacturer’s warranties expires, you can be assured that you have continuous coverage. Also, with CSP, you get travel benefits from day one (these benefits help pay for rental car/ hotel/ dining expenses when your RV is being repaired in the shop).

Perhaps most importantly, CSP is backed by the Good Sam Club.